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It's easy to change US dollars just about anywhere, and US-dollar traveler's checks, pounds sterling and Canadian dollars can be changed at any bank. Other currencies could cause you difficulties. You can change money legally on the street or at border crossings (usually at a better rate than the banks will give you). At this point in time, the only ATMs that will accept foreign cards are the Barclay's Bank machines in Belize City, Belmopan and Dangriga. Most businesses will accept cold hard US cash money without question. They usually give change in Belizean dollars, though they may return US change if you ask for it.
Haggling is not a popular pastime in Belize, but it might be worth a try if business looks slow. Only the posher restaurants, bars and clubs are likely to expect a tip - 10% is the going rate. In over-touristed areas, tipping tour leaders and dive operators is becoming more common.
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